2010 February | credit card fraud protection

February 23, 2010

Is this fraudulent? Specifically the support email from TrialPay looks like it’s not real?

Filed under: Buying & Selling — Tags: Car Of Your Dreams, Check Money, Check Processing, Company Acts, E Commerce Solutions, Fraud Protection, Lodging Establishments, Mail Order, Merchant Service, Merchant Services Provider, Money Gram, Nationwide Credit, Terminal Management, Transaction Details, Volkswagen Passat — @ 4:24 pm

zachary b asked:

From: support@help-trialpay.com

Motor vehicles Buy the car of your dreams with 100% fraud protection

Certified professionals providing unparalleled merchant service & support

TrialPay eCommerce delivering fast, secure and reliable payment solutions.
? Leader in E-Commerce Solutions
TrialPay is a long established full service Merchant Services Provider to restaurants, retailers, chain stores, franchises, hospitality and lodging establishments, direct marketers as well as ecommerce and mail order/telephone order businesses. We provide nationwide credit & debit card processing, clearing and settlement, gift/loyalty/stored value card programs, terminal management solutions and electronic check processing.
Transaction details:
2002 Volkswagen Passat GLS
Sale price: US $2,486.00
Quantity: 1
Deposit: US $2,486.00
Shipping & Handling: US $0.00
Insurance: Included
Sales tax: US $0.00

1. Buyer and Seller Agree to Terms
* Both parties agree to terms of the transaction, which includes a description of the merchandise, sale price and any shipping information.
2. Buyer deposit the money to TrialPay using Money Gram.
* The Buyer submits a payment, selecting Money Gram to our TrialPay representative from New York, NY.
3. The Seller Ships The Vehicle
* Upon payment verification, TrialPay web site is authorized to ship merchandise and submit tracking information. TrialPay verifies that the Buyer receives the merchandise.
4. Buyer Accepts the Merchandise
* The Buyer has the option to accept or reject the merchandise.
5.

TrialPay Pays the Seller
* TrialPay pays the Seller by cashier’s check, Money Gram or wire transfer. The transaction is complete. TrialPay web site, an accredited company, acts as a secure third party to protect the Buyer and Seller. Using Money Gram to pay for your purchase may also expedite your transaction. Payments get there quickly, which means you may get your goods fast. Buyer and Seller will receive email confirmations, when the payment is sent. TrialPay SafeHarbor takes several steps to protect both the Buyer and Seller against fraud :
* All shipments are tracked to ensure the Seller shipped and the Buyer received the merchandise.
* If the merchandise is fraudulent, it gives the Buyer the chance to return the merchandise before payment is released to the Seller.

How to make the payment:

TrialPay agent details
Full Name:
Curtis Griffin
Address:
41 East 11th Street
City/State:
New York – NY
Zip:
10003
Country:
United States

1. Locate the nearest Money Gram Office.
2. Make the payment with cash using our agent details as receiver.
3. E-mail us the following details from the payment receipt:
* Reference Number – 8 digits number from the receipt
* Sender Name and Address
* Receiver Name (Curtis Griffin)
* Amount $2,486.00
4. Send us the copy of the payment receipt through fax at: +1 (914) 462-3296.

Further instructions:

1. The service you have to use from Money Gram is a person to person transfer.
2. Package Information Tracking Number. Pending
3. You will receive the Tracking Number after the payment is confirmed and the parcel will be in transit.
4. Once we receive the payment confirmation, we will inform the seller so he can start shipping. We will hold the payment until you will receive and inspect the merchandise. As soon as we will receive your confirmation we will release the payment to your seller.
5. If you have any questions please contact us at support@help-trialpay.com and we will try our best to respond promptly.
6. Why Participate in a TrialPay Managed Transaction (PPMT)
* Absolutely Free – there is no cost to you.
* Unbiased and Neutral – TrialPay is an objective third party. Highly effective in completing a successful transaction.
* Simple and Quick – most transactions settle within 5 days with less than 2 hours of total time from you.

© 2008 TrialPay Inc. All Rights Reserved.
TrialPay is a legit company, but I’m pretty sure that isn’t their support email. It looks like a fake email with a TrialPay logo on it doesn’t it?
I didn’t send any money. It was a deal my girlfriend was going to do, and I was looking it over to make sure nothing suspicious was up with it. I don’t like the idea of sending MoneyGrams. She’s calling TrialPay tomorrow to clarify what their support email address is, and checking if this is a scam.

Susan

Comments (4)

February 17, 2010

New Orleans Saints Credit Card | Nfl Extra Points™ Platinum Plus® Visa®

Filed under: Football — Tags: America Www, Bank Of America, Billing Cycles, Consumer Credit Cards, Credit Card No Annual Fee, Extra Points, Fraud Protection, Illiquidity, Nfl Football Teams, Nfl Merchandise, Platinum Visa, Retail Purchases, Saints Fans, Sports Fans, Vip Passes — @ 3:16 pm

College Credit Builder asked:

The New Orleans Saints official team logo can now be featured on the NFL Extra Points™ Platinum Plus® Visa® Credit Card from Bank of America. (www.saintscreditcard.com).   This rewards credit card has proven to be a touchdown with fans and is scoring rave reviews in the rewards credit card industry. Like many universities, airlines, and retail stores have done for years, NFL football teams like the New Orleans Saints are now being displayed on consumer credit cards. These football oriented credit cards are rapidly growing in popularity and are proving to be a hit with sports fans across the country.

The NFL Extra Points™ Platinum Plus® Visa®™ Credit Card from Bank of America has valuable features, including:

•           A $50 NFLshop.com gift card after your first qualifying transaction(s) using your NFL Extra Points™ Visa® Credit Card.

•           No Annual Fee.

•           Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for NFL merchandise, tickets, and VIP passes to NFL experiences.

•           0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           100% fraud protection

•           Online account access and Points management.

At a time when everyone’s nerves are frayed because of uncertainty in the stock market, illiquidity in the credit market and the softening real estate market, one thing remains constant – sports fans love NFL football. Historically, football has given the public something to believe in and something to hope for, particularly in tough economic times.   With the NFL Extra Points™ Platinum Plus® Visa®™ credit card, Saints fans can be reminded of their favorite team every time they take out their wallets. Real fans carry the card with pride. Visit www.saintscreditcard.com to complete the credit card application online in a few short minutes.

Crystal

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February 7, 2010

Do you think these actions would be effective in helping the economy?

Filed under: Politics — Tags: Affordable Energy, Air Traffic Control, American Oil, Balanced Budget, Congressional Earmarks, Death Tax, Electric Power Grid, Income Tax Relief, Payroll Tax, Pork Barrel, Renewable Fuels, Sarbanes Oxley, Secret Ballot, State Governments, Transportation Infrastructure — @ 11:34 pm

American Woman asked:

1.Payroll Tax Stimulus. With a temporary new tax credit to offset 50% of the payroll tax, every small business would have more money, and all Americans would take home more of what they earn.

2.Real Middle-Income Tax Relief. Reduce the marginal tax rate of 25% down to 15%, in effect establishing a flat-rate tax of 15% for close to 9 out of 10 American workers.

3.Reduce the Business Tax Rate. Match Ireland’s rate of 12.5% to keep more jobs in America.

4.Homeowner’s Assistance. Provide tax credit incentives to responsible home buyers so they can keep their homes.

5.Control Spending So We Can Move to a Balanced Budget. This begins with eliminating Congressional earmarks and wasteful pork-barrel spending.

6.No State Aid Without Protection From Fraud. Require state governments to adopt anti-fraud and anti-theft policies before giving them more money.

7.More American Energy Now. Explore for more American oil and gas and invest in affordable energy for the future, including clean coal, ethanol, nuclear power and renewable fuels.

8.Abolish Taxes on Capital Gains. Match China, Singapore and many other competitors. More investment in America means more jobs in America.

9.Protect the Rights of American Workers. We must protect a worker’s right to decide by secret ballot whether to join a union, and the worker’s right to freely negotiate. Forced unionism will kill jobs in America at a time when we can’t afford to lose them.

10.Replace Sarbanes-Oxley. This failed law is crippling entrepreneurial startups. Replace it with affordable rules that help create jobs, not destroy them.

11.Abolish the Death Tax. Americans should work for their families, not for Washington.

12.Invest in Energy and Transportation Infrastructure. This includes a new, expanded electric power grid and a 21st century air traffic control system that will reduce delays in air travel and save passengers, employees and airlines billions of dollars per year.

Sam

Comments (6)