April 28, 2010
April 25, 2010
Identity Fraud Numbers Go Up
Gerald Shaw asked:
CreditExpert.co.uk, the leading online credit monitoring and identity fraud protection service from Experian, has reported an increase of 12% in identity fraud today. According to data compiled from the National Hunter, a fraud prevention database under Experian, there has been a noteworthy increase in the number of people using fraudulent identities to apply for mortgages, automotive financing, loans and credit cards since the start of this year. This has resulted to an increase in illegitimate activities by identity thieves which ultimately affect the people from whom credit information were stolen from.
During the first three months of 2009, there was a reported 11.91 increase in cases of identity fraud for every 10,000 bank applications. During the second quarter from April to June, there were 12.72% cases of identity fraud for every 10,000 applications. This was an increase of 6.8% compared with data from the start of the year. In the third quarter from July to September, there was a reported 13.37% cases of identity fraud for every 10,000 applications which is an increase of 12.3% compared with the start of 2009. These figures are very alarming especially for consumers who may not know that their credit information is already being stolen.
CreditExpert’s Darryl Bowman says that “The surge in cases of identity fraud is very worrying. As we get wiser to protecting ourselves from fraud, it’s clear that criminals are working even harder to steal our personal details so they can apply for credit.” He says that signs to look out for as signs of fraudulent activity include emails from anonymous senders, unexpected phone calls and missing post. Those who are doing this illegal activity know this that’s why they use strategies that cannot be easily detected. Sometimes even a new catalogue account at a new address could make a difference to your important lines of credit and can lead to an issue for fraud victims.
To protect your credit card and other bank information, you can sign up with a credit monitoring company to give you credit monitoring information so you can be sure that only legitimate transactions are made under your name. Also be sure to not give out your credit information to anyone especially to those who send suspicious emails, phone calls or letters, which are also “phishing”. Immediately report incidents of identity fraud to the authorities and to your bank so that they can stop whatever illegitimate activities the identity thief is trying to do with your credit information.
Terry
CreditExpert.co.uk, the leading online credit monitoring and identity fraud protection service from Experian, has reported an increase of 12% in identity fraud today. According to data compiled from the National Hunter, a fraud prevention database under Experian, there has been a noteworthy increase in the number of people using fraudulent identities to apply for mortgages, automotive financing, loans and credit cards since the start of this year. This has resulted to an increase in illegitimate activities by identity thieves which ultimately affect the people from whom credit information were stolen from.
During the first three months of 2009, there was a reported 11.91 increase in cases of identity fraud for every 10,000 bank applications. During the second quarter from April to June, there were 12.72% cases of identity fraud for every 10,000 applications. This was an increase of 6.8% compared with data from the start of the year. In the third quarter from July to September, there was a reported 13.37% cases of identity fraud for every 10,000 applications which is an increase of 12.3% compared with the start of 2009. These figures are very alarming especially for consumers who may not know that their credit information is already being stolen.
CreditExpert’s Darryl Bowman says that “The surge in cases of identity fraud is very worrying. As we get wiser to protecting ourselves from fraud, it’s clear that criminals are working even harder to steal our personal details so they can apply for credit.” He says that signs to look out for as signs of fraudulent activity include emails from anonymous senders, unexpected phone calls and missing post. Those who are doing this illegal activity know this that’s why they use strategies that cannot be easily detected. Sometimes even a new catalogue account at a new address could make a difference to your important lines of credit and can lead to an issue for fraud victims.
To protect your credit card and other bank information, you can sign up with a credit monitoring company to give you credit monitoring information so you can be sure that only legitimate transactions are made under your name. Also be sure to not give out your credit information to anyone especially to those who send suspicious emails, phone calls or letters, which are also “phishing”. Immediately report incidents of identity fraud to the authorities and to your bank so that they can stop whatever illegitimate activities the identity thief is trying to do with your credit information.
Terry
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April 24, 2010
The Importance of Credit Protection Services
Puripong Koomsin asked:
Identity theft is on the rise. It used to be something that we only hear about in the movies. That is no longer the case. Each year thousands of Americans fall prey to identity thieves and those that commit credit fraud. If you still think that there is no chance that it would ever happen to you then you are wrong.
For all you know it may already be happening to you. There are innumerable examples of individuals who were blissfully clueless that they are already victims of credit fraud until it was too late.
One of the best ways to protect ourselves is to practice caution: Don’t be as careless as to who and where you are giving out private information. Don’t be lured by the idea of pre-approved credit cards or loans because criminals sometimes use them as mediums to get personal data from you and use it to set up false accounts.
Remember that the best way of protecting ourselves against identity theft is by extreme caution. The trouble is, most of the time – no matter how cautious we are, few things still fall through the crack and important information land in the hands of individuals with malicious intents.
Another more practical and more proactive way is to secure the services of a credit protection agency. This is where a reliable credit protection service provider comes in. Such an agency will help track your credit movement for you; they will inform you if any unauthorized charges have been made or if someone other than yourself is attempting to set up an account in your name.
It works by notifying your bank, credit providers, credit bureau, and you as their client by making real time alerts when a suspicious or unauthorized change in your accounts happen. Also they can detect when a false account is being made using your personal data like your Name, Address, SSS number or Phone numbers.
Depending on the credit protection service, you may be allowed to check your credit status via the internet. This makes it easier for you, especially if you are away on trips and you need to check your credit status. Credit Protection Service providers do not share information with a third party if you yourself do not allow it.
Even people with bad credit need to avail of the services provided by a credit protection agency. You need this to ensure that no one is taking advantage of your account when you are trying to raise your credit rating. It is important to note that a Credit Protection Service does not help you raise your credit rating nor does it affect it in any negative way.
Protecting yourself from identity theft and credit fraud has never been more important, it is absolutely necessary to keep your guard up and prevent identity theft and fraud before it happens.
Carl
Identity theft is on the rise. It used to be something that we only hear about in the movies. That is no longer the case. Each year thousands of Americans fall prey to identity thieves and those that commit credit fraud. If you still think that there is no chance that it would ever happen to you then you are wrong.
For all you know it may already be happening to you. There are innumerable examples of individuals who were blissfully clueless that they are already victims of credit fraud until it was too late.
One of the best ways to protect ourselves is to practice caution: Don’t be as careless as to who and where you are giving out private information. Don’t be lured by the idea of pre-approved credit cards or loans because criminals sometimes use them as mediums to get personal data from you and use it to set up false accounts.
Remember that the best way of protecting ourselves against identity theft is by extreme caution. The trouble is, most of the time – no matter how cautious we are, few things still fall through the crack and important information land in the hands of individuals with malicious intents.
Another more practical and more proactive way is to secure the services of a credit protection agency. This is where a reliable credit protection service provider comes in. Such an agency will help track your credit movement for you; they will inform you if any unauthorized charges have been made or if someone other than yourself is attempting to set up an account in your name.
It works by notifying your bank, credit providers, credit bureau, and you as their client by making real time alerts when a suspicious or unauthorized change in your accounts happen. Also they can detect when a false account is being made using your personal data like your Name, Address, SSS number or Phone numbers.
Depending on the credit protection service, you may be allowed to check your credit status via the internet. This makes it easier for you, especially if you are away on trips and you need to check your credit status. Credit Protection Service providers do not share information with a third party if you yourself do not allow it.
Even people with bad credit need to avail of the services provided by a credit protection agency. You need this to ensure that no one is taking advantage of your account when you are trying to raise your credit rating. It is important to note that a Credit Protection Service does not help you raise your credit rating nor does it affect it in any negative way.
Protecting yourself from identity theft and credit fraud has never been more important, it is absolutely necessary to keep your guard up and prevent identity theft and fraud before it happens.
Carl
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April 23, 2010
Getting Identity Theft Fraud Protection
Tyler Previd asked:
There is no doubt about it; technology advances have made our lives more convenient, more fun, and easier. We can shop online, talk to far-away friends online, apply for loans online, pay our bills online, play games online, and really do just about anything we want thanks to the Internet. Unfortunately, the downside to all this modern convenience is the fact that identity theft is quickly becoming a very real threat; in fact, it is becoming the fastest-growing crime in the United States.
The online world, of course, is not the only place from which your identity can be stolen. If you use your credit card at a store, and that store clerk is dishonest, you are putting yourself at risk. If you stop at the local coffeehouse or restaurant and hand over your Visa card to a waitress who whisks it away, do you really know everything she did with it while it was out of your sight? When you had to give your social security number to the clerk at the community college, did he really treat it as confidential information like he was supposed to? Did you shred all the personal information that arrived in your mailbox before you chucked it in the trash can? These are questions that are difficult to think about, and the situations may seem mundane and even ordinary, but when you let your guard down is when you become at risk for identify theft.
If you feel powerless to do anything about identity theft, be assured, you can fight back and protect your good name, your credit score, and your assets. If you feel that you don’t know enough about preventing identity theft yourself – who does, really? – you are fortunate because the technology that can be a threat to our good name can also save us. Getting identity theft fraud protection is now simple and affordable. It can be purchased online, just like those adorable candle holders you got on the auction site last week. It is no longer difficult or impossible to figure out where to find identity theft prevention services, tips, or products. Help is just a click away.
Some services, the best ones really, have additional benefits about which you may be unaware. Not only do they offer identity theft prevention tips, but they take a proactive stance to guard your identity; they are the sentinels of hope and honesty in what can sometimes be a very dishonest world. With the purchase of a top-notch identity theft frau protection program, if you find the best one, you will also see a reduction in the amount of junk mail you get in the mailbox every day and see fewer of those pesky credit card offers in there, too. One company’s owner actually puts his social security number on bulletin boards and websites; that’s how positive he is that his plan is effective. That, combined with a huge guarantee is a sure sign that his company is quality-minded. No guesswork as to where to buy identity theft prevention plans there.
Jamie
There is no doubt about it; technology advances have made our lives more convenient, more fun, and easier. We can shop online, talk to far-away friends online, apply for loans online, pay our bills online, play games online, and really do just about anything we want thanks to the Internet. Unfortunately, the downside to all this modern convenience is the fact that identity theft is quickly becoming a very real threat; in fact, it is becoming the fastest-growing crime in the United States.
The online world, of course, is not the only place from which your identity can be stolen. If you use your credit card at a store, and that store clerk is dishonest, you are putting yourself at risk. If you stop at the local coffeehouse or restaurant and hand over your Visa card to a waitress who whisks it away, do you really know everything she did with it while it was out of your sight? When you had to give your social security number to the clerk at the community college, did he really treat it as confidential information like he was supposed to? Did you shred all the personal information that arrived in your mailbox before you chucked it in the trash can? These are questions that are difficult to think about, and the situations may seem mundane and even ordinary, but when you let your guard down is when you become at risk for identify theft.
If you feel powerless to do anything about identity theft, be assured, you can fight back and protect your good name, your credit score, and your assets. If you feel that you don’t know enough about preventing identity theft yourself – who does, really? – you are fortunate because the technology that can be a threat to our good name can also save us. Getting identity theft fraud protection is now simple and affordable. It can be purchased online, just like those adorable candle holders you got on the auction site last week. It is no longer difficult or impossible to figure out where to find identity theft prevention services, tips, or products. Help is just a click away.
Some services, the best ones really, have additional benefits about which you may be unaware. Not only do they offer identity theft prevention tips, but they take a proactive stance to guard your identity; they are the sentinels of hope and honesty in what can sometimes be a very dishonest world. With the purchase of a top-notch identity theft frau protection program, if you find the best one, you will also see a reduction in the amount of junk mail you get in the mailbox every day and see fewer of those pesky credit card offers in there, too. One company’s owner actually puts his social security number on bulletin boards and websites; that’s how positive he is that his plan is effective. That, combined with a huge guarantee is a sure sign that his company is quality-minded. No guesswork as to where to buy identity theft prevention plans there.
Jamie
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April 21, 2010
how soon after u file a fraud report with ur bank 4 credit card fraud is the arrest made if they know the pers
hmmmmmmmm56 asked:
file report for credit card fraud yesterday
paper trail leads to certain person
how soon is the arrest to be made?
Leslie
file report for credit card fraud yesterday
paper trail leads to certain person
how soon is the arrest to be made?
Leslie