September 29, 2010
September 28, 2010
September 27, 2010
September 26, 2010
Are merchants at all held responsible when credit card fraud occurs and they don’t bother verifying ID?
nipsy3 asked:
I can understand not noticing a forged signature, or something like that, but most merchants accept unsigned cards or even cards signed “CHECK ID” and never bother looking. When I worked at a department store, I was never once told I had to check ID, even though I know I should have. Obviously, fraudulent purchases are refunded, but its the principal of the matter. Shouldn’t they be held liable in some way? I guess one would have to prove that an attempt of ID wasn’t verified, and a criminal would be taking a risk using an unsigned or “check ID” card, so that would be unlikely. Nothing like this has ever happened to me, I just get irritated when underpaid, undertrained, underqualified, undereducated people aren’t checking my credit card.
Jonathan
I can understand not noticing a forged signature, or something like that, but most merchants accept unsigned cards or even cards signed “CHECK ID” and never bother looking. When I worked at a department store, I was never once told I had to check ID, even though I know I should have. Obviously, fraudulent purchases are refunded, but its the principal of the matter. Shouldn’t they be held liable in some way? I guess one would have to prove that an attempt of ID wasn’t verified, and a criminal would be taking a risk using an unsigned or “check ID” card, so that would be unlikely. Nothing like this has ever happened to me, I just get irritated when underpaid, undertrained, underqualified, undereducated people aren’t checking my credit card.
Jonathan